The information contained in this table summarises key product features and is not intended to replace any terms and conditions.
On Application
Card Issuer Fee | This will be set by your distributing dealer |
Additional Card Fee | N/A |
Limits | Maximum load amount £5,000 (£75,000 per annum) – following successful completion of cardholder identity verification check – otherwise £2,000 maximum load (£2,000 per annum) whereby KYC checks are then required in order to obtain maximum card balance £5,00 |
Usage Restrictions | Cardholders must be over 18 years You may not use your card at Pay at Pump petrol stations or motorway tolls |
Ongoing Features
Transaction Fee | 2% of the purchase transaction amount (20p minimum, £1.50 maximum) |
Cash Withdrawal Fee | £1.50 for ATM withdrawal in the UK £1.50 for ATM withdrawal in other currencies £1000 per day maximum in up to 4 transactions, Max per transaction £300 Please note additional charges may be levied by the ATM provider |
Balance Enquiry | SMS balance confirmation when your card is topped up (FREE) Log into your account online at www.bread4scrap.com and check your balance at any time (FREE) Call our automated phone service on +44 20 3475 5351 (standard call rate) Check your balance at most ATMs (£0.15 fee applies) |
Top Up Fees and Limits | Free at participating dealer Top up limit is the lower of the balance remaining on card or £5000 |
Service Fee | No monthly management fee 2.75% on transactions not in GBP £15 to request a refund of funds from card to bank account £15 investigation fee into a disputed transaction that you turn out to be liable for |
Replacement Card | Please speak with your local Scrap yard who will provide more information for a replacement card |
Closure
Dormancy | £2 per month after 3 months of inactivity |
Expiry | Expiry date shown on card – not less than 30 months |